According to the traffic safety data from the state of New York, the occurrence of car accidents have been on the upward rise, with 294,757 total crashes being reported in the year 2012. As a victim of an accident, it is a marvelous thing to be proactive and independent, but you need a certain level of expertise and skill to be able to negotiate with an insurance company for personal accident insurance. Negotiating on your own with an insurance company for personal insurance accident claim might mean you being taken for a ride. It is critical to know your rights when you find yourself in

One person was injured when a city bus and two cars collided in Midtown East, New York. The accident occurred when the bus and a white jeep crashed head on. A bus shelter was also brought down in the accident. One person sustained non-life-threatening but still they were serious injuries and needed to be hospitalized for treatment. Authorities continue to investigate the accident to determine its exact cause. Insurance companies on the other hand will be determining if the person is eligible for personal injury compensation from the at-fault parties. Multi-Vehicle Crashes and Personal Injury Compensation Many people are injured in vehicle accidents in New