Taxis are a dependable and popular form of transport in New York City. Rideshare apps, in recent years, have added a new twist to riding in a taxi. You would be getting a ride from a cabbie who is not always a “big city” service. Lyft, Uber, and other companies serve both small and large communities. Rideshare cars are at the same risk as any other vehicle to be involved in an accident. It is important that you understand how insurance works if you are a passenger or driver of a rideshare vehicle or a taxi.