Personal Injury Protection Insurance also known as PIP is an insurance coverage that is added to the auto policy. It is an extension of the auto insurance that covers medical expenses in case of an accident. PIP insurance is not mandatory in all states of the US. Coverage options may vary depending on the state in which an individual resides. Is it optional or mandatory? Thirteen states in the US mandate personal injury protection insurance coverage and the individual has to find out how the insurance covers an eventuality in case of an accident in his or her state. The states in which PIP insurance

What is negligence? Negligence causes personal injury. There must be negligence in order for the defendant to pay for the injuries. And when such negligence is established, it legally binds the person at fault or negligent, to pay compensation to the victim, for all injuries and losses arising from that accident. A personal injury lawsuit can fetch a huge award as compensation benefiting the victim which is you or someone you know. Establishing negligence is of paramount importance in a personal injury lawsuit. The following elements of negligence need to be established: The defendant owes a duty toward the plaintiff The defendant breaches the aforesaid

What is a Deposition? A deposition or pre-trial testimony, also known as an examination before a trial or pre-trial discovery is a procedure necessitated by federal law, to collect an oral or written statement of a witness under oath. A deposition takes place outside the courtroom, in the absence of a judge, and at an attorney’s office. The deposition is considered to be the most valuable tool in an attorney’s armory. A witness or a deponent or a testifier is one who sees an event and provides evidence orally or in writing. This deposition could be a voluntary effort from the witness or it could

If you intend to file a personal injury case, be prepared to wrap your wits around the legal jargon that comes with the paperwork. “Pain and suffering” is one phrase that will come up occasionally. In a nutshell, it is the loss or the damages you have suffered due to an incident or accident and for no fault of yours. But you have to know what constitutes pain and suffering damages in a personal injury case in New York. This knowledge will help you calculate the amount you can claim as compensation. The following are the different types of pain and suffering damages that you

The chances of a favorable outcome in a personal injury case rests on the nature, quality, and quantity of evidence you can produce to back your claims. The more the evidence you produce, the better are your chances of receiving compensation. But you have to simultaneously ensure that the evidence is comprehensive and credible. A testimony from an eyewitness is always more credible than your account of the incident while fuzzy photographs mar your chances of proving your claims. Here’s how to preserve evidence for a personal injury claim in New York, a bustling city millions that poses unique challenges in this regard. Revisit the