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How to Value a Neck Injury Insurance Claim or Settlement

According to researchers, it has been estimated that, as of 2015, there are 12,500 new cases of spinal cord injury (SCI) annually and between 240,000 and 337,000 people in the United States are currently living with SCI. Extreme sports is one of the main causes of SCI and cause more than 40,000 head and neck injuries each year.

How a Potential Case is Valued

When there is a personal injury case involving neck injury, there are too many unique factors to create a formula that can provide an accurate value for a neck injury claim. In this context, “valuing” a case means guessing as best as possible what a jury might award the plaintiff for the injury, and then estimating the amount that the defendant would be willing to pay and finding out if the plaintiff would accept that amount, to settle the case before going to trial (which depends on which side is evaluating the case.) When it comes to valuing a personal injury case, the two main factors are:

  • The extent of the plaintiff’s damages, or in other words, how severe the neck injury is
  • How likely it is that the jury will find the defendant liable

Type, Severity, and Duration of the Neck Injury

Neck injuries range from minor sprains and strains to whiplash as well as neck fractures. If the injury is severe and long lasting, the plaintiff is likely to get a greater compensation in a personal injury jury verdict or insurance settlement. In addition, a fractured bone or other such “hard” injuries tend to provide larger settlements than whiplash or other soft tissue injuries. In many cases, insurance companies will base your injury’s settlement value on the type and cost of the medical treatment that you required for your injury. A neck injury that requires spinal fusion or any other type of surgery will result in a larger settlement payment when compared to a strained neck that only requires a brace as treatment. Furthermore, many insurance adjusters view injuries that need to be treated by physicians as “more serious” as opposed to those that require treatment from chiropractors or physical therapists.

Proof of Legal Liability

Another important factor in valuing a case is how likely it is that the defendant will be found liable for the neck injury at trial. If there is little or no evidence from the plaintiff that the plaintiff’s neck injury was caused by the defendant, the value of the case lowers considerably. Even if there are high potential damages, a defendant will be more inclined to take a chance at trial and less willing to settle. Similarly, because there is a risk of getting nothing at trial, the plaintiff may be more inclined to accept a settlement that is low. If you or a loved one has suffered a neck injury due to someone else’s carelessness or fault, you should seek the counsel of one of the many astounding personal injury attorneys at Rosenberg, Minc, Falkoff, & Wolff Law Firm at 212-344-1000. RMFW knows how to get the job done. We have won millions of dollars for past clients. You too can be on this fantastic list. Give us a call today! Do not sign anything with anyone until you have us on your side.

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April Johnson
April Johnson
15:54 30 Jun 23
Easy access to thr firm with a very nice Lawyer
Benjamin Roussey
Benjamin Roussey
19:03 29 Jun 23
No firm gets it done like RMFW. They are the best.They are awesome - for sure.
Roberto Martinez
Roberto Martinez
19:02 24 May 23
I’ve been in the personal injury field as an investigator for 29 years. All in New York City. Out of all the hundreds of Law Firms I’ve worked with, Rosenberg Minc Falkoff & Wolf, would have to be at the very top of my list. Amazing staff great attorneys.If you want the job done right, these are you guys.
Julio Ochoa
Julio Ochoa
20:49 18 May 23
I highly recommend Rosenberg, Minc, Falkoff & Wolff, LLP for their outstanding assistance in obtaining a settlement for an Erb's Palsy birth injury case. Their knowledge, dedication, and compassionate attitude were important in attaining a successful end. Their professionalism and assistance were simply outstanding from beginning to end. I am deeply thankful for their representation and would enthusiastically recommend them to anyone seeking justice in a similar situation.
Aisha Neri
Aisha Neri
20:29 18 May 23
I recently had the privilege of working with Rosenberg, Minc, Falkoff & Wolff, LLP on my daughter’s birth injury case involving Erb's Palsy, and I cannot express enough gratitude for their exceptional legal services. From the initial consultation to the successful settlement, they demonstrated profound expertise, unwavering dedication, and genuine compassion for my family's situation.From the very beginning, the team proved their commitment to justice. They thoroughly investigated the circumstances surrounding my child Erb's Palsy birth injury, leaving no stone unturned. Their extensive knowledge and understanding of medical malpractice law, coupled with their deep expertise in birth injury cases, provided us with tremendous confidence in their ability to handle our case.The attorneys at Rosenberg, Minc, Falkoff & Wolff consistently displayed exceptional professionalism and attention to detail throughout the entire legal process. They meticulously gathered evidence, consulted with medical experts, and built a compelling case that clearly outlined the negligence and liability on the part of the medical professionals involved. One aspect that truly stood out was the genuine care and compassion exhibited by Daniel Minc, Lorraine Licul, and the entire team at Rosenberg, Minc, Falkoff & Wolff. They treated us not just as clients but as individuals with unique emotions and concerns. They took the time to listen attentively to our worries, provided constant updates on the progress of our case, and promptly responded to our inquiries, ensuring we felt supported and reassured throughout the process. Their empathy and understanding made an immeasurable difference during such a challenging and emotionally taxing time.When it came time to negotiate a settlement, Daniel Minc demonstrated remarkable skill and tenacity. He fought fiercely on our behalf, advocating for fair compensation to cover any potential long-term effects of Erb's Palsy on my child's life. His negotiation skills were truly impressive, as they secured a settlement that exceeded our expectations and provided the financial resources necessary to support my child's future needs.I cannot recommend Rosenberg, Minc, Falkoff & Wolff highly enough to anyone seeking legal representation in Erb's Palsy birth injury cases or any other medical malpractice matters. Their extensive experience, unwavering dedication, and empathetic approach make them an exceptional choice for families navigating the complexities of birth injury litigation. Thanks to Rosenberg, Minc, Falkoff & Wolff, my family now has the means to provide the best care and opportunities for my child's future.If you are seeking a law firm that combines legal expertise with genuine compassion, look no further than Rosenberg, Minc, Falkoff & Wolff, LLP. They will tirelessly fight for your rights and ensure your voice is heard, providing you with the support and justice you deserve.
Aoki R
Aoki R
17:14 17 May 23
I highly recommend Rosenberg, Minc, Falkoff & Wolff, LLP. They are a team of dedicated professionals fully committed to their clients. I have witnessed the firm's amazing work ethic in my experience with their attorneys and Lorraine Licul. Lorraine is a knowledable, empathetic and results-driven professional. Minc is an excellent attorney and I greatly appreciate the firm's expertise.
Michael Levites
Michael Levites
17:42 12 May 23
I have recommended this firm to some of my friends and I heard back only positive feedback about the client responsiveness, diligence and hard work put in by these attorneys. I will continue to refer anyone who suffered a personal injury to Rosenberg Minc..
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